Los Angeles Mortgage Company
American Real Estate Loans is your solution for getting a home mortgage in the Greater Los Angeles Area. Whether you are a first time home buyer or looking to refinance your current home loan, we are dedicated to providing you with top-notch service and the lowest mortgage rate possible.
Home Purchase Loans
If you have decided to purchase a home, the first step is to get pre-approved for a mortgage loan. Knowing what loan amount and mortgage interest rate you qualify for will directly affect your real estate search and decision on the home you purchase. Many real estate agents request that you first get pre-approved for a mortgage loan before you start searching for homes so that they can locate the best options for you within your budget and home requirements.
American Real Estate Loans will help you find the best mortgage loan available by providing you with all the options, whether it’s a conventional mortgage loan, or government backed home loan such as an FHA loan or VA loan. We will also educate you on the different loan types available such as fixed rate mortgages vs. adjustable rate mortgages and if you should consider one or the other based on your financial goals.
There are many options available for mortgage refinance, and there may be benefits from refinancing your home loan that you are not currently aware. If you are looking for a home improvement loan, you may be eligible for a cash-out refinance or FHA 203k rehab loan. If you are currently underwater in your mortgage because the value of your home dropped, the HARP refinance program could get you back on track to building equity on your home. If you are looking to lower your monthly mortgage payments and currently have an FHA or VA loan, there is a streamline refinance option that is generally easier than other refinancing. And if nothing else, lowering the mortgage interest rate on your loan can save you thousands of dollars over the length of the mortgage or even allow you to pay the home off faster.
If you are looking for a Los Angeles mortgage company, you have come to the right place. American Real Estate loans will be with you every step of the way throughout the home loan process. Please contact us today or fill out our 100% free online application and we will be in contact with you as soon as possible.